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Our
regular Gap Insurance is
no longer available
online, the coverage we
now sell exclusively is
Total Loss Coverage.
Total loss coverage
works differently than
regular gap, it helps
you replace your vehicle
with another one of
equal or greater value.
This is for
vehicles which were
either:
 | Purchased or
refinanced
within the last 6
months from a car
dealer
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| Loans or leases
qualify regardless
of the interest rate
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| Available in 49
states
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| Financed using a
home equity loan or
line of credit
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| Or already paid
off
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| Purchased using
a large down payment
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Total loss coverage
is available in 49
states for new and used
cars and trucks. If your
vehicle is a total loss
for any reason including
theft, collision,
vandalism, etc, we will
replace your vehicle
with a vehicle of equal
or greater value to the
original vehicle. We
guarantee to pay the
difference up to $5000
between the original
purchase price of the
vehicle, and the actual
cash value of your
vehicle at the time of
the loss and the apply
the sum towards the
purchase or lease of the
replacement vehicle. The
replacement vehicle must
be purchased at the
original selling dealer.
The policy is good for
up to 60 months, it does
not issue a refund if
canceled early.
Total loss coverage
is $299 for 60 months of
coverage. Total Loss
coverage is not an
insurance policy, it is
coverage that helps you
with the purchase of a
replacement vehicle in
case of total loss for
any reason.
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Total Loss Example
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Your
Vehicle
original
sales
price |
$25,000 |
Actual
Cash
Value
of Your
Vehicle
at time
of Total
Loss |
$20,000 |
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Your
Replacement
Vehicle
Sales
price |
$30000 |
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Amount
paid by
the
Total
Loss
plan
toward
that new
vehicle
purchase |
$5000 |
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| Protect your new
vehicle purchase with
Total Loss coverage.
There is nothing
worse than putting
thousands of dollars
down on a new vehicle
purchase, then totaling
it and losing that money
because the vehicle has
lost value. Activation
is fast and easy. All
products can be paid for
with check, credit card,
or paypal, or we have a
payment plan available. |
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